Your coverage never ends, as long as you pay your monthly premium. Many other policies you may have seen on TV or through the mail expire when you turn age 75-80. Our coverage never expires.
Rates Never Increase
Your monthly rates never increase, they will always stay the same for as long as you own the policy. Some policies on the market today have price increases every 5 years. Our rates always stay the same.
Coverage That Never Decreases
Your coverage will never decrease as you age. Many other plans available today lower your coverage every 5-10 years. Our coverage never decreases.
Builds Cash Value
Your policy will build cash value over time. Not all plans have this same benefit. Since our policies build cash value, this means that if you have an emergency or need some money in the future, you can withdraw whatever cash value is available in the policy.
No Medical Exam
Your policy does not require a physical or medical exam. Most insurance companies insist that you take a full, time consuming, medical exam. Our policies do not require you to endure a blood draw, specimen sampling, height or weight measurement, or any other inconvenience.